The government plans to tighten banking regulations to better protect small savers in case their bank goes bankrupt.
Under the proposed legislation, people with savings of up to SFr5,000 ($3,000) would be reimbursed as quickly as possible in case an institution failed.
Those with deposits of up to SFr30,000 should receive their money within three months.
The government also wants the Federal Banking Commission to approve an obligatory guarantee of reimbursement.
The proposed reforms are a response to the collapse in the early 1990s of the Thun Savings and Loans Bank.
If accepted, the new legislation will bring the level of protection for savers into line with that of the European Union.
swissinfo with agencies