The Swiss voice in the world since 1935
Top stories
Stay in touch with Switzerland

Swiss pessimistic about financial future

Doctor
Increasing health insurance premiums are the main cause of financial headaches © Keystone / Christian Beutler

Not since 2017 have people in Switzerland been this gloomy about the New Year. A quarter of respondents to an annual survey on personal finance expect things to get worse in 2023, with the main reason being rising health insurance premiums.

Overall, 27.5% expect their financial situation to deteriorate in the coming year, according to a representative survey by comparis.ch published on Tuesday.

The lower the income, the darker the outlook. For people with a gross monthly household income of up to CHF4,000 ($4,300), 41.8% expect things to get worse. For those with a gross income of CHF4,000-CHF8,000 the figure is 28.1%, and for those with an income of over CHF8,000, 21%.

Half (49%) of the low-wage group say they will have to count every franc and cut back heavily to pay all their bills. Among those with higher incomes, the figure is 27.2% (CHF4,000-CHF8,000) and 6.3% (over CHF8,000).

The main reason for the pessimistic financial outlook, according to 75.5% of respondents, is the sharp rise in health insurance premiums (2022: 37.1%). In second place (38.1%) was the rising cost of rent or mortgages (2022: 14.8%). Another 14.9% fear that their investments will lose value (2022: 10.1%).

More

Effect of inflation

Even the non-pessimistic respondents are feeling the pinch of inflation: 71.2% say they are feeling inflation strongly to very strongly in their household budget, with it being most evident in the price of energy for heating.

Inflation meant 52.6% of those surveyed say they plan to save more and spend less. Over half (50.9%) say they will forgo major purchases such as furniture or cars.

The representative survey was conducted by the market research institute Innofact on behalf of comparis.ch in December among 1,047 people in all regions of Switzerland.

More
Person carrying shopping backs walks down high street

More

Inflation continues to bite in Switzerland

This content was published on The cost of Swiss goods and services rose 3.5% in August compared to the same month last year, but inflation rate remains below that of many other countries.

Read more: Inflation continues to bite in Switzerland

Popular Stories

Most Discussed

News

New 3D simulations for better avalanche forecasting

More

New Swiss 3D simulation tool offers better landslide forecasting

This content was published on A new 3D simulation tool is enabling much more accurate avalanche forecasts. The model, which proved its worth during the landslides in Brienz (GR) and Blatten (VS), could lead to more effective management of alpine risks.

Read more: New Swiss 3D simulation tool offers better landslide forecasting
Alleged leader of Kosovar terrorist organisation indicted

More

Alleged leader of Kosovar terrorist group indicted in Switzerland

This content was published on The Office of the Attorney General of Switzerland has brought charges against a Kosovar on suspicion of being the leader of the Swiss branch of a Kosovar terrorist organisation. He is also suspected of having been active in the management of the organisation in Kosovo.

Read more: Alleged leader of Kosovar terrorist group indicted in Switzerland
Lenk Glacier Lake drained without complications

More

Swiss glacier lake drains without causing flooding damage

This content was published on The Faverges glacial lake on the Plaine Morte above Lenk in the Bernese Oberland drained over the weekend. There was no flooding or damage, the authorities announced on Monday.

Read more: Swiss glacier lake drains without causing flooding damage
Swiss managers distance themselves from the USA

More

Swiss bosses distance themselves from the United States

This content was published on According to a survey of managers, Swiss companies are increasingly turning away from the USA and orientating themselves more towards Southeast Asia and the EU. This is the result of a recent survey.

Read more: Swiss bosses distance themselves from the United States
A live scarecrow competition to thrill Denens (VD)

More

Live scarecrow competition set to thrill Swiss

This content was published on The Fête de l'Epouvantail (scarecrow festival) is celebrating its 30th anniversary and returns to Denens in canton Vaud for its seventh edition from July 10-20.

Read more: Live scarecrow competition set to thrill Swiss

In compliance with the JTI standards

More: SWI swissinfo.ch certified by the Journalism Trust Initiative

You can find an overview of ongoing debates with our journalists here . Please join us!

If you want to start a conversation about a topic raised in this article or want to report factual errors, email us at english@swissinfo.ch.

SWI swissinfo.ch - a branch of Swiss Broadcasting Corporation SRG SSR

SWI swissinfo.ch - a branch of Swiss Broadcasting Corporation SRG SSR