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Net wealth of Swiss households rises to CHF4.8 trillion

Net wealth of Swiss households rises to 4880 billion
Net wealth of Swiss households rises to 4880 billion Keystone-SDA

Private household assets in Switzerland continued to grow strongly in 2024. The increase was driven by both the growth in financial assets and higher property assets.

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Net assets rose by CHF180 billion ($217 billion) or 3.8% to a total of CHF4,480 billion at the end of 2024, the Swiss National Bank (SNB) said on Monday. The increase was mainly due to higher financial assets and an increase in real estate assets.

Financial assets held by households climbed by CHF119 billion to CHF3,146 billion. Households invested throughout the year and benefited particularly strongly from rising stock market prices in the first quarter. This development was clearly visible in collective capital investments, where both extensive purchases and high capital gains were recorded.

Some 40% of the financial receivables of private households consisted of claims against insurance companies and pension funds. Securities accounted for 30%, as did cash and deposits.

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Half of assets come from property

The market value of property accounted for almost half of private households’ total assets. Property assets also increased, albeit at a more moderate rate than in previous years.

At the end of 2024, the market value of real estate held by households amounted to CHF2,770 billion, which corresponds to an increase of CHF83 billion or 3.1%. The increase was therefore lower, as property prices rose less sharply.

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At the same time, the liabilities of private households increased by CHF22 billion to CHF1,037 billion. At CHF953 billion, mortgage debt continued to account for the majority of liabilities.

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